On-demand and Micro-insurance: Insurers now offer short-term on-demand coverage which gig workers can turn on for the period of their gig. Micro-insurance can even extend as far as providing special health, auto, and liability insurance for unique tasks.
1) Portable Benefits Platforms: There is a rising interest in so-called "portable benefits." Gig workers would be able to accumulate benefits such as health coverage, retirement savings, or vacation time across multiple platforms or employers.

2) Digital Insurance Platforms: Insurtech firms provide easy-to-use platforms for customizing gig insurance policies, in some cases through mobile apps offering pay-as-you-go methods of operation.